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Know Your Loan

Clear details on your loan amount, interest, EMI, tenure, fees, and key terms—so you can make informed decisions.

Fast, Flexible, Fair, Financing.

From application to moving in — we've streamlined everything for you.

Start Your Application

1. Apply Online

Fill quick form or call us. Takes just a few minutes to get started.

5 Minutes

2. Upload Documents

Submit KYC, income & property docs through our secure portal.

Same Day

3. Loan Sanctioned

Get sanction letter digitally after our quick review.

48-72 Hours

4. Sign & Disburse

E-sign or visit branch, funds released to your account.

2-3 Days

Check if you're eligible — it's simple

We've designed eligibility to be inclusive — use your income to build your future.

Eligibility

Indian Citizenship

Must be an Indian citizen with valid proof of identity

Age 21-70

Minimum age of 21 years and below 70 years

Salaried

Must have a stable income with a minimum of 3 years of work experience.

Self-Employed

Must have a steady business income with at least 3 years of continuity.

Documents Checklist

Individual (Any one)

  • CheckApplication Form
  • CheckPassport Photo of all applicants
  • CheckKYC Documents (Identity and Address Proof)
  • CheckAge Proof of all applicants
  • CheckPAN Card copy of all applicants
  • CheckAadhar Card copy of all applicants

Non-Individual (Any one)

  • CheckApplication Form
  • CheckPassport Photo of all applicants
  • CheckPAN Card copy of all applicants
  • CheckPartnership Deed/MOA/ AOA/ HUF Deed for Partnership firms/ Ltd Companies/ HUF
  • CheckRegistration Certificate for VAT, Sales Tax, Service Tax, Excise, GST, or Shop Establishment
  • CheckLatest List of Directors and Shareholding Pattern of Company Certified by CA

Home Loans Tariff Card / Fees & Charges Grid

Fees and Charges - MITC

Sr. No.
Description
Fees / Charges Applicable exclusive of GST
a
Application Fees (IMD) Non refundable
For HL, HL Topup, HE & HE Topup: Up to Rs. 5,000/-
b
Stamp Duty Charges & MOE Charges
On Actuals

All applicable fees & charges are subject to levy of GST and any other tax/ surcharge as applicable and payable in addition to the fees/ charges. All Charges stated above are subject to change at the discretion of CGHFL.

The above charges are applicable w.e.f. 30th September'2025.